VISIT TO AGRICULTURE COOPERATIVES OF KAPILVASTU
A visit has been made to Mayur krishi tatha pashu bikash sahakari
sanstha limited on date 25th kartik 2075. It was established on 2066
B.S. It is located in the heart of kapilvastu district i.e. banganga
municipality. It was established with the motto of developing self employment
through agriculture and vet sectors. It provides both agriculture and vet
services and prepare plan for its sustainability in banganga municipality.
Visit to Agriculture cooperatives of kapilvastu.
Planning process for activities
A general meeting is arranged for any sorts
of activities among co operatives member. The results and conclusion will pass
out plan for activities. This cooperative mainly focuses on vet sectors rather
than agriculture sectors. It helps farmer on buying and selling of live stocks.
For animal security, it provides animal
insurance to live stocks. For new, landless and energetic farmer it provides
debt in affordable interest and without any pledge. In agriculture, it provides
chemical fertilizer such as DAP, UREA AND POTASH with very low margin and also
provide chemical herbicide and insecticide in low prices.
Investment in agriculture sector
Initially it was established as nongovernmental
organization by the farmer group of banganga municipality but due to Excellency
in work government is funding in this organization. Now it is 75% governmental
and 25% private sectors. It has now added six new sub branches with 310
shareholder members. All farmers are the shareholder of this co operative. It has
now total investment of more than 1 crore in agriculture and vet sectors. It is
the key for sure success of agriculture in kapilvastu district.
Pattern of return from credit to farmers
It provides credit on time after completion
of forms that should be filled by farmers. It provides loan without any pledge.
It has its own system in taking loan. If farmer wants to take loan of Rs.25,
000 then he need extra one member of his society to signature in loan paper and
for Rs.50, 000 farmer needs extra two member of society and for Rs. 1 lakh he
needs extra 4 member. Farmer can pay his debt up to 2 years.
Role/services in agriculture
This cooperative has played an important role
in agriculture and vet sectors. For easily access to farmer it
has established 6 new sub branches. Farmer of neighbouring municipality also
enjoying the services provided by this organization. It provides very convenient
service and service of saving to the farmers. This cooperative provide vetenery
services to livestock of farmers such as time to time check up of live stocks
and suggest medicine for any complication and also provide available
medicine either free of cost or with low margins. It also provide agriculturist
for checkup of vegetables, fruits and mainly soil test. This cooperative doesn’t
take any service fee.
Cooperative provide
saving facilities to farmers. Every months farmer have to pay minimum Rs.100
for their saving and cooperatives provide interest of about 11-12% per annum. This
cooperatives help farmer for maximum and qualitative production of milk, vegetable,
fruits, egg and meat but don’t help in marketing of these products, farmer
itself have to find out appropriate buyer for their products. Cooperative has provision
of input stocks. There is always availability of necessary agricultural inputs
such as UREA, DAP, POTASH, ANIMAL FEEDS, POULTRY FEEDS, GRASS SEEDS and some
important medicine for frequent uses of farmers. In case, if farmers did not get
in that day then he/she will get in next successive day. This cooperative also
provides extension without any service fee. This cooperative provides training
on animal husbandry, mushroom farming, animal feeding and nutrition, time to
time soil check up and also training on saving of money.
Short Interview with president of cooperatives by keshav Bhattarai about this organization and its works.
THANK YOU
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